Critical Illness
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What is Critical Illness?
Critical Illness cover pays a lump sum to you once you have been diagnosed as having a specific critical illness. A claim will normally be accepted a short time (such as 28 days) after the diagnosis is confirmed and accepted by the insurers. It is designed to provide a financial cushion in the event of you having to face one of these critical illnesses such as a heart-attack, cancer, stroke or kidney failure. Ask us for a list of the events usually covered by modern critical illness plans.
Will the insurance payment be subject to tax?
Under the present rules, no tax will be deducted from the claim payment.